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Did you know that all that money sitting in your retirement account doesn’t have to sit there waiting for you to get old. There are several ways to properly use your retirement accounts to safely invest it on real estate without having to pay for penalty fees for the withdrawal of the funds.
If you have an IRA, you can put it to good use. How? You ask? Well, there are plenty of good reason that money can be used. For example when buying a home after not owning one in the past 2 years. If you’re buying your first home you can also tap your IRA.
In a 401k it’s possible to get a loan from yourself to pay for the entire home or to use it for the down-payment. That right! You can borrow from yourself. Meaning that the interest being paid each month are going right back to you. Helping you get a lower interest rate then you would normally get from a bank and helping your 401k grow with the interest payments.
Isn’t great? Yes, it is. All of the investment are possible and Roman Rivera Consultants can help make the process easy.